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Bava Batra 172

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Bava Batra 172

וְהָא הָאִידָּנָא – דְּלָא קָעָבְדִינַן הָכִי! אֲמַר לֵיהּ: רַבָּנַן תַּקּוֹנֵי תַּקִּינוּ; מַאן דְּעָבֵיד – עָבֵיד, מַאן דְּלָא עָבֵיד – אִיהוּ הוּא דְּאַפְסֵיד אַנַּפְשֵׁיהּ.

But today, when we do not do this either when writing receipts, how can we avoid double collection of a loan? Rav Kahana said to him: The Sages instituted taking this precaution. One who does what the Sages instituted does it and protects himself from loss; and as for one who does not do so, he has brought the loss upon himself, and will suffer the consequences if the promissory note is found and presented in the future.

אֲמַר לְהוּ רָבָא בַּר רַב שֵׁילָא לְהָנְהוּ כָּתְבֵי שְׁטָרֵי אַקְנְיָאתָא: כִּי כָּתְבִיתוּ שְׁטָרֵי אַקְנְיָאתָא; אִי יָדְעִיתוּ יוֹמָא דִּקְנֵיתוּ בֵּיהּ – כְּתֻבוּ, וְאִי לָא – כְּתֻבוּ יוֹמָא דְּקָיְימִיתוּ בֵּיהּ, כִּי הֵיכִי דְּלָא מִתְחֲזֵי כְּשִׁקְרָא.

Rava bar Rav Sheila said to those who wrote deeds of acquisition, i.e., deeds of sale or deeds of gifts for property they acquired: When you write deeds of acquisition after the acquisition was performed, if you know the day on which you effected the acquisition, write that date on the document. But if you do not know the day on which you effected the acquisition, write the date on which you are currently writing the document. You should follow this procedure, and not write an approximate or estimated date, so that the document shall not appear as a falsehood.

אֲמַר לְהוּ רַב לְסָפְרֵיהּ, וְכֵן אֲמַר לְהוּ רַב הוּנָא לְסָפְרֵיהּ: כִּי קָיְימִיתוּ בְּשִׁילֵי – כְּתֻבוּ בְּשִׁילֵי, וְאַף עַל גַּב דִּמְסִירָן לְכוּ מִילֵּי בְּהִינֵי; כִּי קָיְימִיתוּ בְּהִינֵי – כְּתֻבוּ בְּהִינֵי, וְאַף עַל גַּב דִּמְסִירָן לְכוּ מִילֵּי בְּשִׁילֵי.

Rav said to his scribe, and Rav Huna said similarly to his scribe: When you are writing a document and you are situated in Shili, write that the document was written in Shili, and you should do so even if the matters were given over to you, i.e., the transaction attested to in the document took place, in Hini. When you are situated in Hini, write that the document was written in Hini, even if the matters were given over to you in Shili.

אָמַר רָבָא: הַאי מַאן דִּנְקִיט שְׁטָרָא בַּר מְאָה זוּזֵי, וְאָמַר: שַׁוְּיֻהּ נִיהֲלִי תְּרֵי בְּנֵי חַמְשִׁין חַמְשִׁין, לָא מְשַׁוֵּינַן לְהוּ.

§ Rava said: With regard to this one who is holding a promissory note of one hundred dinars, and he says to the court: Prepare this note for me, i.e., exchange it, for two notes of fifty dinars each, so that if the debtor pays half the debt I will be able to give him one document and keep the other, we do not prepare the new notes for him.

מַאי טַעְמָא? עֲבַדוּ רַבָּנַן מִילְּתָא דְּנִיחָא לֵיהּ לְמַלְוֶה, וְנִיחָא לֵיהּ לְלֹוֶה; נִיחָא לֵיהּ לְמַלְוֶה – כְּדֵי שֶׁיָּכוֹף לְפוֹרְעוֹ, וְנִיחָא לְלֹוֶה – כִּי הֵיכִי דְּנִיפְגֹּם שְׁטָרֵיהּ.

What is the reason? The Sages have performed a matter here that is beneficial to the creditor and is beneficial to the debtor as well. It is beneficial to the creditor to keep the promissory note with the larger sum so that he can coerce the debtor to repay him, as there is a greater incentive to pay off a larger promissory note than a smaller one. And it is beneficial to the debtor, so that when he pays half the debt his promissory note becomes vitiated, and the remainder of the sum written in the vitiated promissory note can be collected only if the creditor takes an oath that he has not received the entire sum.

וְאָמַר רָבָא: הַאי מַאן דִּנְקִיט תְּרֵי שְׁטָרֵי בְּנֵי חַמְשִׁין חַמְשִׁין, וְאָמַר: שַׁוִּינְהוּ נִיהֲלִי חַד בַּר מְאָה – לָא מְשַׁוֵּינַן לֵיהּ.

And Rava said further: With regard to this one who is holding two promissory notes, each of fifty dinars, owed by the same person, and he says to the court: Prepare this note for me into a single note of one hundred dinars, we do not prepare the new note for him.

עֲבוּד רַבָּנַן מִילְּתָא דְּנִיחָא לֵיהּ לְמַלְוֶה, וְנִיחָא לֵיהּ לְלֹוֶה; נִיחָא לֵיהּ לְמַלְוֶה – כִּי הֵיכִי דְּלָא נִיפְגּוֹם שְׁטָרֵיהּ, וְנִיחָא לֵיהּ לְלֹוֶה – כְּדֵי שֶׁלֹּא יָכוֹף לְפוֹרְעוֹ.

What is the reason? The Sages have performed a matter here that is beneficial to the creditor and is beneficial to the debtor as well. It is beneficial to the creditor to keep the smaller notes, so that if the debtor pays fifty dinars, his promissory note will not become vitiated, which would require the creditor to take an oath before collecting the remainder. And it is beneficial to the debtor, so that the creditor will not be able to coerce him to repay the debt quickly, as there is a greater incentive to repay a larger sum than a smaller one.

אָמַר רַב אָשֵׁי: הַאי מַאן דִּנְקִיט שְׁטָרָא בַּר מְאָה זוּזֵי, וְאָמַר: שַׁוּוֹנְהִי נִיהֲלִי חַד בַּר חַמְשִׁין – לָא מְשַׁוֵּינָא לֵיהּ.

Rav Ashi says: With regard to this one who is holding a promissory note of one hundred dinars, and he said to the court: Prepare this note for me into one note of fifty dinars, as the debtor has paid me half, we do not prepare the new note for him.

מַאי טַעְמָא? אָמְרִינַן: הַאי מִיפְרָע פַּרְעֵיהּ, וַאֲמַר לֵיהּ: הַב לִי שְׁטָרַאי, וַאֲמַר לֵיהּ: אִירְכַס לִי, וּכְתַיב לֵיהּ תְּבָרָא; וּמַפֵּיק לֵיהּ הַאי, וְאָמַר לֵיהּ: הַאי אַחֲרִינָא הוּא.

What is the reason? We say, i.e., we are concerned, that the following may have happened: This debtor actually repaid all one hundred dinars, and when he did so he said to the creditor: Give me back my promissory note. And the creditor said to him: I lost it. And the creditor wrote a receipt for him in lieu of handing over the promissory note. And now, if we write a new promissory note of fifty dinars for the creditor, he will present this note and say to the debtor, who presents his receipt for a hundred dinars: That receipt is for a different loan that you repaid.

מַתְנִי׳ שְׁנֵי אַחִין – אֶחָד עָנִי וְאֶחָד עָשִׁיר, וְהִנִּיחַ לָהֶן אֲבִיהֶן מֶרְחָץ וּבֵית הַבַּד; עֲשָׂאָן לְשָׂכָר – הַשָּׂכָר לָאֶמְצַע. עֲשָׂאָן לְעַצְמוֹ – הֲרֵי הֶעָשִׁיר אוֹמֵר לֶעָנִי: ״קַח לְךָ עֲבָדִים וְיִרְחֲצוּ בַּמֶּרְחָץ, קַח לְךָ זֵיתִים וּבֹא וַעֲשֵׂה בְּבֵית הַבַּד״.

MISHNA: In a case where there are two brothers, one poor and one rich, and their father left them a bathhouse or an olive press as an inheritance, if the father had built these facilities for profit, i.e., to charge others for using them, the profit that accrues after the father’s death is shared equally by the two brothers. If the father had built them for himself and for the members of his household to use, the poor brother, who has little use for these amenities, cannot force the rich brother to convert the facilities to commercial use; rather, the rich brother can say to the poor brother: Go take servants for yourself, and they will bathe in the bathhouse. Or he can say: Go take olives for yourself, and come and make them into oil in the olive press.

שְׁנַיִם שֶׁהָיוּ בְּעִיר אַחַת, שֵׁם אֶחָד ״יוֹסֵף בֶּן שִׁמְעוֹן״ וְשֵׁם אַחֵר ״יוֹסֵף בֶּן שִׁמְעוֹן״ – אֵין יְכוֹלִין לְהוֹצִיא שְׁטַר חוֹב זֶה עַל זֶה, וְלֹא אַחֵר יָכוֹל לְהוֹצִיא עֲלֵיהֶן שְׁטַר חוֹב.

If there are two people who were living in one city, one named Yosef ben Shimon and the other also named Yosef ben Shimon, one cannot present a promissory note against the other, as the purported debtor can claim: On the contrary, it is you who owed me money; you repaid me and I returned this note to you upon payment. Nor can another, third person, present a promissory note against either of them, as each one can claim: It is not I but the other Yosef ben Shimon who owes you money.

נִמְצָא לְאֶחָד בֵּין שְׁטָרוֹתָיו ״שְׁטָרוֹ שֶׁל יוֹסֵף בֶּן שִׁמְעוֹן פָּרוּעַ״ – שְׁטָרוֹת שְׁנֵיהֶן פְּרוּעִין.

If a document is found among one’s documents stating: The promissory note against Yosef ben Shimon is repaid, and both men named Yosef ben Shimon owed this man money, the promissory notes of both of them are considered repaid, as it cannot be determined which debt was repaid and which is outstanding.

כֵּיצַד יַעֲשׂוּ? יְשַׁלְּשׁוּ, וְאִם הָיוּ מְשׁוּלָּשִׁין – יִכְתְּבוּ סִימָן, וְאִם הָיוּ מְסוּמָּנִין – יִכְתְּבוּ כֹּהֵן.

What should two people with the same name in a single city do in order to conduct their business? They should triple their names by writing three generations: Yosef ben Shimon ben so-and-so. And if they have identical triple names, i.e., not only their fathers but their grandfathers had identical names, they should write an indication as to which one is referred to, such as: The short Yosef ben Shimon or the dark Yosef ben Shimon. And if they have identical indications, they should write: Yosef ben Shimon the priest, if one of them is a priest.

גְּמָ׳ הָהוּא שְׁטָרָא דִּנְפַק לְבֵי דִינָא דְּרַב הוּנָא, דַּהֲוָה כְּתִיב בֵּיהּ: ״אֲנִי פְּלוֹנִי בַּר פְּלוֹנִי לָוִיתִי מָנֶה מִמְּךָ״.

GEMARA: There was a certain promissory note that was presented at the court of Rav Huna, in which it was written: I, so-and-so son of so-and-so, borrowed one hundred dinars from you. No name was given as the creditor, but the one presenting the document claimed that the money was owed to him.

אָמַר רַב הוּנָא: ״מִמְּךָ״ – אֲפִילּוּ מֵרֵישׁ גָּלוּתָא, וַאֲפִילּוּ מִשַּׁבּוּר מַלְכָּא.

Rav Huna said: The term: From you, in the document does not identify anyone in particular, and can mean even: From the Exilarch, or even: From King Shapur.

אֲמַר לֵיהּ רַב חִסְדָּא לְרַבָּה: פּוֹק עַיֵּין בָּהּ, דִּלְאוּרְתָּא בָּעֵי לַהּ רַב הוּנָא מִינָּךְ.

Rav Ḥisda said to Rabba: Go out and investigate this matter, as tonight Rav Huna will ask this question of you.

נְפַק דָּק וְאַשְׁכַּח – דְּתַנְיָא: גֵּט שֶׁיֵּשׁ עָלָיו עֵדִים וְאֵין בּוֹ זְמַן, אַבָּא שָׁאוּל אוֹמֵר: אִם כָּתוּב בּוֹ ״גֵּרַשְׁתִּיהָ הַיּוֹם״ – כָּשֵׁר.

Rabba went out, examined the matter, and discovered a relevant source. As it is taught in a baraita: Concerning a bill of divorce in which there are the signatures of witnesses on the document but there is no date written on it, Abba Shaul says that if it is written in it: I divorced her today, it is valid.

אַלְמָא ״הַיּוֹם״ – הַהוּא יוֹמָא דְּנָפֵיק בֵּיהּ מַשְׁמַע; הָכָא נָמֵי, מִמְּךָ – מֵהָהוּא גַּבְרָא דְּנָפֵיק מִתּוּתֵי יְדֵיהּ מַשְׁמַע.

Rabba concludes: Apparently, the term: Today, indicates that day on which the bill of divorce emerges in the presence of the court. Here too, the term: From you, in a promissory note indicates that man from whose possession it emerges.

אֲמַר לֵיהּ אַבָּיֵי: וְדִלְמָא אַבָּא שָׁאוּל כְּרַבִּי אֱלִיעֶזֶר סְבִירָא לֵיהּ, דְּאָמַר: עֵדֵי מְסִירָה כָּרְתִי; אֲבָל הָכָא לֵיחוּשׁ לִנְפִילָה!

Abaye said to him: But this is not a valid proof, as perhaps Abba Shaul holds in accordance with the opinion of Rabbi Eliezer, who says that witnesses of the transmission of the bill of divorce effect the divorce. But here, let there be a concern for the possibility of the promissory note falling from its rightful owner and being found by the present holder of the document.

אֲמַר לֵיהּ: לִנְפִילָה לָא חָיְישִׁינַן. וּמְנָא תֵּימְרָא דְּלָא חָיְישִׁינַן לִנְפִילָה?

Rabba said to Abaye: We are not concerned for the possibility of a promissory note falling from its rightful owner and being found by another. And from where do you say, i.e., from where can it be proven, that we are not concerned for the possibility of a promissory note falling and being found by another?

דִּתְנַן: שְׁנַיִם שֶׁהָיוּ בְּעִיר אַחַת, שֵׁם אֶחָד יוֹסֵף בֶּן שִׁמְעוֹן וְשֵׁם אַחֵר יוֹסֵף בֶּן שִׁמְעוֹן – אֵינָן יְכוֹלִין לְהוֹצִיא שְׁטַר חוֹב זֶה עַל זֶה, וְלֹא אַחֵר יָכוֹל לְהוֹצִיא עֲלֵיהֶן שְׁטַר חוֹב. הָא הֵם עַל אֲחֵרִים – יְכוֹלִין; וְאַמַּאי? לֵיחוּשׁ לִנְפִילָה! אֶלָּא לָאו שְׁמַע מִינַּהּ לִנְפִילָה לָא חָיְישִׁינַן?

As we learned in the mishna: If there are two people who were living in one city, one named Yosef ben Shimon and the other also named Yosef ben Shimon, one cannot present a promissory note against the other, as the purported debtor can claim: On the contrary, it is you who owed me money; you repaid me and I returned this note to you upon payment. Nor can another, third person, present a promissory note against either of them. This indicates that one of them can present a promissory note against others. But why can they do so? Let there be a concern for the possibility of the promissory note falling from one Yosef ben Shimon and being found by the other. Rather, must one not conclude from this mishna that we are not concerned for the possibility of the promissory note falling from one Yosef ben Shimon and being found by the other?

וְאַבָּיֵי – לִנְפִילָה דְחַד לָא חָיְישִׁינַן, לִנְפִילָה דְרַבִּים חָיְישִׁינַן.

The Gemara asks: And why did Abaye, who is concerned for this possibility, not see a proof to the contrary from the mishna? He would counter: We are not concerned for the possibility of a promissory note falling from one particular person and being found by the other person with the same name, which is the case in the mishna, as that is extremely unlikely. We are concerned for the possibility of a promissory note falling from one of the general public and being found by someone else.

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Lisa S. Malik

Wynnewood, United States

In July, 2012 I wrote for Tablet about the first all women’s siyum at Matan in Jerusalem, with 100 women. At the time, I thought, I would like to start with the next cycle – listening to a podcast at different times of day makes it possible. It is incredible that after 10 years, so many women are so engaged!

Beth Kissileff
Beth Kissileff

Pittsburgh, United States

What a great experience to learn with Rabbanit Michelle Farber. I began with this cycle in January 2020 and have been comforted by the consistency and energy of this process throughout the isolation period of Covid. Week by week, I feel like I am exploring a treasure chest with sparkling gems and puzzling antiquities. The hunt is exhilarating.

Marian Frankston
Marian Frankston

Pennsylvania, United States

I’ve been learning since January 2020, and in June I started drawing a phrase from each daf. Sometimes it’s easy (e.g. plants), sometimes it’s very hard (e.g. korbanot), and sometimes it’s loads of fun (e.g. bird racing) to find something to draw. I upload my pictures from each masechet to #DafYomiArt. I am enjoying every step of the journey.

Gila Loike
Gila Loike

Ashdod, Israel

Having never learned Talmud before, I started Daf Yomi in hopes of connecting to the Rabbinic tradition, sharing a daily idea on Instagram (@dafyomiadventures). With Hadran and Sefaria, I slowly gained confidence in my skills and understanding. Now, part of the Pardes Jewish Educators Program, I can’t wait to bring this love of learning with me as I continue to pass it on to my future students.

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Hannah Greenberg

Pennsylvania, United States

When the new cycle began, I thought, If not now, when? I’d just turned 72. I feel like a tourist on a tour bus passing astonishing scenery each day. Rabbanit Michelle is my beloved tour guide. When the cycle ends, I’ll be 80. I pray that I’ll have strength and mind to continue the journey to glimpse a little more. My grandchildren think having a daf-learning savta is cool!

Wendy Dickstein
Wendy Dickstein

Jerusalem, Israel

I’ve been wanting to do Daf Yomi for years, but always wanted to start at the beginning and not in the middle of things. When the opportunity came in 2020, I decided: “this is now the time!” I’ve been posting my journey daily on social media, tracking my progress (#DafYomi); now it’s fully integrated into my daily routines. I’ve also inspired my partner to join, too!

Joséphine Altzman
Joséphine Altzman

Teaneck, United States

I had no formal learning in Talmud until I began my studies in the Joint Program where in 1976 I was one of the few, if not the only, woman talmud major. It was superior training for law school and enabled me to approach my legal studies with a foundation . In 2018, I began daf yomi listening to Rabbanit MIchelle’s pod cast and my daily talmud studies are one of the highlights of my life.

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Terri Krivosha

Minneapolis, United States

תמיד רציתי. למדתי גמרא בבית ספר בטורונטו קנדה. עליתי ארצה ולמדתי שזה לא מקובל. הופתעתי.
יצאתי לגימלאות לפני שנתיים וזה מאפשר את המחוייבות לדף יומי.
עבורי ההתמדה בלימוד מעגן אותי בקשר שלי ליהדות. אני תמיד מחפשת ותמיד. מוצאת מקור לקשר. ללימוד חדש ומחדש. קשר עם נשים לומדות מעמיק את החוויה ומשמעותית מאוד.

Vitti Kones
Vitti Kones

מיתר, ישראל

Last cycle, I listened to parts of various מסכתות. When the הדרן סיום was advertised, I listened to Michelle on נידה. I knew that בע”ה with the next cycle I was in (ב”נ). As I entered the סיום (early), I saw the signs and was overcome with emotion. I was randomly seated in the front row, and I cried many times that night. My choice to learn דף יומי was affirmed. It is one of the best I have made!

Miriam Tannenbaum
Miriam Tannenbaum

אפרת, Israel

My husband learns Daf, my son learns Daf, my son-in-law learns Daf.
When I read about Hadran’s Siyyum HaShas 2 years ago, I thought- I can learn Daf too!
I had learned Gemara in Hillel HS in NJ, & I remembered loving it.
Rabbanit Michelle & Hadran have opened my eyes & expanding my learning so much in the past few years. We can now discuss Gemara as a family.
This was a life saver during Covid

Renee Braha
Renee Braha

Brooklyn, NY, United States

When I was working and taking care of my children, learning was never on the list. Now that I have more time I have two different Gemora classes and the nach yomi as well as the mishna yomi daily.

Shoshana Shinnar
Shoshana Shinnar

Jerusalem, Israel

I heard about the syium in January 2020 & I was excited to start learning then the pandemic started. Learning Daf became something to focus on but also something stressful. As the world changed around me & my family I had to adjust my expectations for myself & the world. Daf Yomi & the Hadran podcast has been something I look forward to every day. It gives me a moment of centering & Judaism daily.

Talia Haykin
Talia Haykin

Denver, United States

In July, 2012 I wrote for Tablet about the first all women’s siyum at Matan in Jerusalem, with 100 women. At the time, I thought, I would like to start with the next cycle – listening to a podcast at different times of day makes it possible. It is incredible that after 10 years, so many women are so engaged!

Beth Kissileff
Beth Kissileff

Pittsburgh, United States

Bava Batra 172

וְהָא הָאִידָּנָא – דְּלָא קָעָבְדִינַן הָכִי! אֲמַר לֵיהּ: רַבָּנַן תַּקּוֹנֵי תַּקִּינוּ; מַאן דְּעָבֵיד – עָבֵיד, מַאן דְּלָא עָבֵיד – אִיהוּ הוּא דְּאַפְסֵיד אַנַּפְשֵׁיהּ.

But today, when we do not do this either when writing receipts, how can we avoid double collection of a loan? Rav Kahana said to him: The Sages instituted taking this precaution. One who does what the Sages instituted does it and protects himself from loss; and as for one who does not do so, he has brought the loss upon himself, and will suffer the consequences if the promissory note is found and presented in the future.

אֲמַר לְהוּ רָבָא בַּר רַב שֵׁילָא לְהָנְהוּ כָּתְבֵי שְׁטָרֵי אַקְנְיָאתָא: כִּי כָּתְבִיתוּ שְׁטָרֵי אַקְנְיָאתָא; אִי יָדְעִיתוּ יוֹמָא דִּקְנֵיתוּ בֵּיהּ – כְּתֻבוּ, וְאִי לָא – כְּתֻבוּ יוֹמָא דְּקָיְימִיתוּ בֵּיהּ, כִּי הֵיכִי דְּלָא מִתְחֲזֵי כְּשִׁקְרָא.

Rava bar Rav Sheila said to those who wrote deeds of acquisition, i.e., deeds of sale or deeds of gifts for property they acquired: When you write deeds of acquisition after the acquisition was performed, if you know the day on which you effected the acquisition, write that date on the document. But if you do not know the day on which you effected the acquisition, write the date on which you are currently writing the document. You should follow this procedure, and not write an approximate or estimated date, so that the document shall not appear as a falsehood.

אֲמַר לְהוּ רַב לְסָפְרֵיהּ, וְכֵן אֲמַר לְהוּ רַב הוּנָא לְסָפְרֵיהּ: כִּי קָיְימִיתוּ בְּשִׁילֵי – כְּתֻבוּ בְּשִׁילֵי, וְאַף עַל גַּב דִּמְסִירָן לְכוּ מִילֵּי בְּהִינֵי; כִּי קָיְימִיתוּ בְּהִינֵי – כְּתֻבוּ בְּהִינֵי, וְאַף עַל גַּב דִּמְסִירָן לְכוּ מִילֵּי בְּשִׁילֵי.

Rav said to his scribe, and Rav Huna said similarly to his scribe: When you are writing a document and you are situated in Shili, write that the document was written in Shili, and you should do so even if the matters were given over to you, i.e., the transaction attested to in the document took place, in Hini. When you are situated in Hini, write that the document was written in Hini, even if the matters were given over to you in Shili.

אָמַר רָבָא: הַאי מַאן דִּנְקִיט שְׁטָרָא בַּר מְאָה זוּזֵי, וְאָמַר: שַׁוְּיֻהּ נִיהֲלִי תְּרֵי בְּנֵי חַמְשִׁין חַמְשִׁין, לָא מְשַׁוֵּינַן לְהוּ.

§ Rava said: With regard to this one who is holding a promissory note of one hundred dinars, and he says to the court: Prepare this note for me, i.e., exchange it, for two notes of fifty dinars each, so that if the debtor pays half the debt I will be able to give him one document and keep the other, we do not prepare the new notes for him.

מַאי טַעְמָא? עֲבַדוּ רַבָּנַן מִילְּתָא דְּנִיחָא לֵיהּ לְמַלְוֶה, וְנִיחָא לֵיהּ לְלֹוֶה; נִיחָא לֵיהּ לְמַלְוֶה – כְּדֵי שֶׁיָּכוֹף לְפוֹרְעוֹ, וְנִיחָא לְלֹוֶה – כִּי הֵיכִי דְּנִיפְגֹּם שְׁטָרֵיהּ.

What is the reason? The Sages have performed a matter here that is beneficial to the creditor and is beneficial to the debtor as well. It is beneficial to the creditor to keep the promissory note with the larger sum so that he can coerce the debtor to repay him, as there is a greater incentive to pay off a larger promissory note than a smaller one. And it is beneficial to the debtor, so that when he pays half the debt his promissory note becomes vitiated, and the remainder of the sum written in the vitiated promissory note can be collected only if the creditor takes an oath that he has not received the entire sum.

וְאָמַר רָבָא: הַאי מַאן דִּנְקִיט תְּרֵי שְׁטָרֵי בְּנֵי חַמְשִׁין חַמְשִׁין, וְאָמַר: שַׁוִּינְהוּ נִיהֲלִי חַד בַּר מְאָה – לָא מְשַׁוֵּינַן לֵיהּ.

And Rava said further: With regard to this one who is holding two promissory notes, each of fifty dinars, owed by the same person, and he says to the court: Prepare this note for me into a single note of one hundred dinars, we do not prepare the new note for him.

עֲבוּד רַבָּנַן מִילְּתָא דְּנִיחָא לֵיהּ לְמַלְוֶה, וְנִיחָא לֵיהּ לְלֹוֶה; נִיחָא לֵיהּ לְמַלְוֶה – כִּי הֵיכִי דְּלָא נִיפְגּוֹם שְׁטָרֵיהּ, וְנִיחָא לֵיהּ לְלֹוֶה – כְּדֵי שֶׁלֹּא יָכוֹף לְפוֹרְעוֹ.

What is the reason? The Sages have performed a matter here that is beneficial to the creditor and is beneficial to the debtor as well. It is beneficial to the creditor to keep the smaller notes, so that if the debtor pays fifty dinars, his promissory note will not become vitiated, which would require the creditor to take an oath before collecting the remainder. And it is beneficial to the debtor, so that the creditor will not be able to coerce him to repay the debt quickly, as there is a greater incentive to repay a larger sum than a smaller one.

אָמַר רַב אָשֵׁי: הַאי מַאן דִּנְקִיט שְׁטָרָא בַּר מְאָה זוּזֵי, וְאָמַר: שַׁוּוֹנְהִי נִיהֲלִי חַד בַּר חַמְשִׁין – לָא מְשַׁוֵּינָא לֵיהּ.

Rav Ashi says: With regard to this one who is holding a promissory note of one hundred dinars, and he said to the court: Prepare this note for me into one note of fifty dinars, as the debtor has paid me half, we do not prepare the new note for him.

מַאי טַעְמָא? אָמְרִינַן: הַאי מִיפְרָע פַּרְעֵיהּ, וַאֲמַר לֵיהּ: הַב לִי שְׁטָרַאי, וַאֲמַר לֵיהּ: אִירְכַס לִי, וּכְתַיב לֵיהּ תְּבָרָא; וּמַפֵּיק לֵיהּ הַאי, וְאָמַר לֵיהּ: הַאי אַחֲרִינָא הוּא.

What is the reason? We say, i.e., we are concerned, that the following may have happened: This debtor actually repaid all one hundred dinars, and when he did so he said to the creditor: Give me back my promissory note. And the creditor said to him: I lost it. And the creditor wrote a receipt for him in lieu of handing over the promissory note. And now, if we write a new promissory note of fifty dinars for the creditor, he will present this note and say to the debtor, who presents his receipt for a hundred dinars: That receipt is for a different loan that you repaid.

מַתְנִי׳ שְׁנֵי אַחִין – אֶחָד עָנִי וְאֶחָד עָשִׁיר, וְהִנִּיחַ לָהֶן אֲבִיהֶן מֶרְחָץ וּבֵית הַבַּד; עֲשָׂאָן לְשָׂכָר – הַשָּׂכָר לָאֶמְצַע. עֲשָׂאָן לְעַצְמוֹ – הֲרֵי הֶעָשִׁיר אוֹמֵר לֶעָנִי: ״קַח לְךָ עֲבָדִים וְיִרְחֲצוּ בַּמֶּרְחָץ, קַח לְךָ זֵיתִים וּבֹא וַעֲשֵׂה בְּבֵית הַבַּד״.

MISHNA: In a case where there are two brothers, one poor and one rich, and their father left them a bathhouse or an olive press as an inheritance, if the father had built these facilities for profit, i.e., to charge others for using them, the profit that accrues after the father’s death is shared equally by the two brothers. If the father had built them for himself and for the members of his household to use, the poor brother, who has little use for these amenities, cannot force the rich brother to convert the facilities to commercial use; rather, the rich brother can say to the poor brother: Go take servants for yourself, and they will bathe in the bathhouse. Or he can say: Go take olives for yourself, and come and make them into oil in the olive press.

שְׁנַיִם שֶׁהָיוּ בְּעִיר אַחַת, שֵׁם אֶחָד ״יוֹסֵף בֶּן שִׁמְעוֹן״ וְשֵׁם אַחֵר ״יוֹסֵף בֶּן שִׁמְעוֹן״ – אֵין יְכוֹלִין לְהוֹצִיא שְׁטַר חוֹב זֶה עַל זֶה, וְלֹא אַחֵר יָכוֹל לְהוֹצִיא עֲלֵיהֶן שְׁטַר חוֹב.

If there are two people who were living in one city, one named Yosef ben Shimon and the other also named Yosef ben Shimon, one cannot present a promissory note against the other, as the purported debtor can claim: On the contrary, it is you who owed me money; you repaid me and I returned this note to you upon payment. Nor can another, third person, present a promissory note against either of them, as each one can claim: It is not I but the other Yosef ben Shimon who owes you money.

נִמְצָא לְאֶחָד בֵּין שְׁטָרוֹתָיו ״שְׁטָרוֹ שֶׁל יוֹסֵף בֶּן שִׁמְעוֹן פָּרוּעַ״ – שְׁטָרוֹת שְׁנֵיהֶן פְּרוּעִין.

If a document is found among one’s documents stating: The promissory note against Yosef ben Shimon is repaid, and both men named Yosef ben Shimon owed this man money, the promissory notes of both of them are considered repaid, as it cannot be determined which debt was repaid and which is outstanding.

כֵּיצַד יַעֲשׂוּ? יְשַׁלְּשׁוּ, וְאִם הָיוּ מְשׁוּלָּשִׁין – יִכְתְּבוּ סִימָן, וְאִם הָיוּ מְסוּמָּנִין – יִכְתְּבוּ כֹּהֵן.

What should two people with the same name in a single city do in order to conduct their business? They should triple their names by writing three generations: Yosef ben Shimon ben so-and-so. And if they have identical triple names, i.e., not only their fathers but their grandfathers had identical names, they should write an indication as to which one is referred to, such as: The short Yosef ben Shimon or the dark Yosef ben Shimon. And if they have identical indications, they should write: Yosef ben Shimon the priest, if one of them is a priest.

גְּמָ׳ הָהוּא שְׁטָרָא דִּנְפַק לְבֵי דִינָא דְּרַב הוּנָא, דַּהֲוָה כְּתִיב בֵּיהּ: ״אֲנִי פְּלוֹנִי בַּר פְּלוֹנִי לָוִיתִי מָנֶה מִמְּךָ״.

GEMARA: There was a certain promissory note that was presented at the court of Rav Huna, in which it was written: I, so-and-so son of so-and-so, borrowed one hundred dinars from you. No name was given as the creditor, but the one presenting the document claimed that the money was owed to him.

אָמַר רַב הוּנָא: ״מִמְּךָ״ – אֲפִילּוּ מֵרֵישׁ גָּלוּתָא, וַאֲפִילּוּ מִשַּׁבּוּר מַלְכָּא.

Rav Huna said: The term: From you, in the document does not identify anyone in particular, and can mean even: From the Exilarch, or even: From King Shapur.

אֲמַר לֵיהּ רַב חִסְדָּא לְרַבָּה: פּוֹק עַיֵּין בָּהּ, דִּלְאוּרְתָּא בָּעֵי לַהּ רַב הוּנָא מִינָּךְ.

Rav Ḥisda said to Rabba: Go out and investigate this matter, as tonight Rav Huna will ask this question of you.

נְפַק דָּק וְאַשְׁכַּח – דְּתַנְיָא: גֵּט שֶׁיֵּשׁ עָלָיו עֵדִים וְאֵין בּוֹ זְמַן, אַבָּא שָׁאוּל אוֹמֵר: אִם כָּתוּב בּוֹ ״גֵּרַשְׁתִּיהָ הַיּוֹם״ – כָּשֵׁר.

Rabba went out, examined the matter, and discovered a relevant source. As it is taught in a baraita: Concerning a bill of divorce in which there are the signatures of witnesses on the document but there is no date written on it, Abba Shaul says that if it is written in it: I divorced her today, it is valid.

אַלְמָא ״הַיּוֹם״ – הַהוּא יוֹמָא דְּנָפֵיק בֵּיהּ מַשְׁמַע; הָכָא נָמֵי, מִמְּךָ – מֵהָהוּא גַּבְרָא דְּנָפֵיק מִתּוּתֵי יְדֵיהּ מַשְׁמַע.

Rabba concludes: Apparently, the term: Today, indicates that day on which the bill of divorce emerges in the presence of the court. Here too, the term: From you, in a promissory note indicates that man from whose possession it emerges.

אֲמַר לֵיהּ אַבָּיֵי: וְדִלְמָא אַבָּא שָׁאוּל כְּרַבִּי אֱלִיעֶזֶר סְבִירָא לֵיהּ, דְּאָמַר: עֵדֵי מְסִירָה כָּרְתִי; אֲבָל הָכָא לֵיחוּשׁ לִנְפִילָה!

Abaye said to him: But this is not a valid proof, as perhaps Abba Shaul holds in accordance with the opinion of Rabbi Eliezer, who says that witnesses of the transmission of the bill of divorce effect the divorce. But here, let there be a concern for the possibility of the promissory note falling from its rightful owner and being found by the present holder of the document.

אֲמַר לֵיהּ: לִנְפִילָה לָא חָיְישִׁינַן. וּמְנָא תֵּימְרָא דְּלָא חָיְישִׁינַן לִנְפִילָה?

Rabba said to Abaye: We are not concerned for the possibility of a promissory note falling from its rightful owner and being found by another. And from where do you say, i.e., from where can it be proven, that we are not concerned for the possibility of a promissory note falling and being found by another?

דִּתְנַן: שְׁנַיִם שֶׁהָיוּ בְּעִיר אַחַת, שֵׁם אֶחָד יוֹסֵף בֶּן שִׁמְעוֹן וְשֵׁם אַחֵר יוֹסֵף בֶּן שִׁמְעוֹן – אֵינָן יְכוֹלִין לְהוֹצִיא שְׁטַר חוֹב זֶה עַל זֶה, וְלֹא אַחֵר יָכוֹל לְהוֹצִיא עֲלֵיהֶן שְׁטַר חוֹב. הָא הֵם עַל אֲחֵרִים – יְכוֹלִין; וְאַמַּאי? לֵיחוּשׁ לִנְפִילָה! אֶלָּא לָאו שְׁמַע מִינַּהּ לִנְפִילָה לָא חָיְישִׁינַן?

As we learned in the mishna: If there are two people who were living in one city, one named Yosef ben Shimon and the other also named Yosef ben Shimon, one cannot present a promissory note against the other, as the purported debtor can claim: On the contrary, it is you who owed me money; you repaid me and I returned this note to you upon payment. Nor can another, third person, present a promissory note against either of them. This indicates that one of them can present a promissory note against others. But why can they do so? Let there be a concern for the possibility of the promissory note falling from one Yosef ben Shimon and being found by the other. Rather, must one not conclude from this mishna that we are not concerned for the possibility of the promissory note falling from one Yosef ben Shimon and being found by the other?

וְאַבָּיֵי – לִנְפִילָה דְחַד לָא חָיְישִׁינַן, לִנְפִילָה דְרַבִּים חָיְישִׁינַן.

The Gemara asks: And why did Abaye, who is concerned for this possibility, not see a proof to the contrary from the mishna? He would counter: We are not concerned for the possibility of a promissory note falling from one particular person and being found by the other person with the same name, which is the case in the mishna, as that is extremely unlikely. We are concerned for the possibility of a promissory note falling from one of the general public and being found by someone else.

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