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Ketubot 18

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Summary

Why didn’t the Mishna mention a case of one who claimed that they borrowed money from another, but already paid it back? Why didn’t it mention the case of one who said “Your father lent me money but I paid him back half.” Rabbi Eliezer ben Yaakov and the rabbis disagree regarding that case – what does each hold and why? Why is it different than a standard case of modeh b’miktzat, one who admits to part of the claim, who is obligated to swear regarding the half in question? The Mishna brings another case where one is believed as we only know of the claim at all from what the person told us and therefore, they are believed about the rest. The case is regarding verification of signature on a document. When the witnesses verified their signatures, they claimed they were forced into it or were too young to testify or were disqualified witnesses. Rami bar Chama limits one of the cases of the Mishna but there are two versions as to which one he is limiting. How does the Mishna work with the principle that once one has testified, one can no longer change their testimony? How does it work with the principle that a person does not come to court and self-incriminate themselves? A braita brings a debate between Rabbi Meir and the rabbis regarding the law in our Mishna. The Gemara raises a difficulty with Rabbi Meir’s opinion.

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Ketubot 18

דִּסְתַם יְהוּדָה וּגְלִיל כִּשְׁעַת חֵירוּם דָּמוּ.

The Gemara answers: The reason that the tanna cited specifically a case where each is located in a different land is that the standard situation with regard to travel between Judea and the Galilee is tantamount to a crisis period, as war was commonplace, and there was a strip of Samaritan territory between Judea and the Galilee.

וְלִיתְנֵי: מוֹדֶה רַבִּי יְהוֹשֻׁעַ בְּאוֹמֵר לַחֲבֵירוֹ ״מָנֶה לָוִיתִי מִמְּךָ וּפְרַעְתִּיו לָךְ״, שֶׁהוּא נֶאֱמָן! מִשּׁוּם דְּקָא בָּעֵי לְמִיתְנֵי סֵיפָא: אִם יֵשׁ עֵדִים שֶׁהוּא לָוָה מִמֶּנּוּ, וְהוּא אוֹמֵר: פְּרַעְתִּיו — אֵינוֹ נֶאֱמָן, וְהָא קַיְימָא לַן הַמַּלְוֶה אֶת חֲבֵירוֹ בְּעֵדִים — אֵינוֹ צָרִיךְ לְפׇרְעוֹ בְּעֵדִים.

The Gemara asks: And let the tanna teach in the mishna: And Rabbi Yehoshua concedes in a case where one says to another: I borrowed one hundred dinars from you and repaid the loan to you, that he is deemed credible. The Gemara answers: The tanna chose not to teach that case of the mouth that prohibited is the mouth that permitted due to the fact that the tanna wanted to teach in the latter clause: If there are witnesses that he borrowed money from another, and he says: I repaid the loan, he is not deemed credible. However, the tanna would not be able to distinguish between a case where witnesses testify and a case where there are no witnesses, as don’t we hold that in the case of one who lends money to another in the presence of witnesses, the borrower need not repay the loan in the presence of witnesses? Therefore, even if witnesses testify that he took the loan, his claim that he repaid the loan is accepted.

וְלִיתְנֵי: מוֹדֶה רַבִּי יְהוֹשֻׁעַ בְּאוֹמֵר לַחֲבֵירוֹ: מָנֶה לְאָבִיךְ בְּיָדִי, וְהֶאֱכַלְתִּיו פְּרָס — שֶׁהוּא נֶאֱמָן!

The Gemara asks: And let the tanna teach in the mishna: And Rabbi Yehoshua concedes in a case where one says to another: Your father has one hundred dinars in my possession in the form of a loan, but I provided him with repayment of half that amount, that his claim is deemed credible.

אַלִּיבָּא דְמַאן? אִי אַלִּיבָּא דְרַבָּנַן — הָא אָמְרִי מֵשִׁיב אֲבֵידָה הָוֵי. אִי אַלִּיבָּא דְּרַבִּי אֱלִיעֶזֶר בֶּן יַעֲקֹב — הָא אָמַר שְׁבוּעָה בָּעֵי.

The Gemara answers: There is a tannaitic dispute with regard to that case and the case that the Gemara suggested does not correspond to either opinion. In accordance with whose opinion would the mishna be taught? If it is in accordance with the opinion of the Rabbis, didn’t they say that in that case he is the equivalent of one returning a lost article? Since the son is unaware that the borrower owes his father money, and the borrower takes the initiative and admits that he owes part of the sum that he borrowed, it is as if he returned a lost article, and clearly his claim is accepted and no oath is required. And if it is in accordance with the opinion of Rabbi Eliezer ben Ya’akov, didn’t he say that in that case the borrower is required to take an oath, and only then is his claim accepted?

דְּתַנְיָא, רַבִּי אֱלִיעֶזֶר בֶּן יַעֲקֹב אוֹמֵר: פְּעָמִים שֶׁאָדָם נִשְׁבָּע עַל טַעֲנַת עַצְמוֹ. כֵּיצַד? ״מָנֶה לְאָבִיךְ בְּיָדִי וְהֶאֱכַלְתִּיו פְּרָס״ — הֲרֵי זֶה נִשְׁבָּע, וְזֶהוּ שֶׁנִּשְׁבָּע עַל טַעֲנַת עַצְמוֹ. וַחֲכָמִים אוֹמְרִים: אֵינוֹ אֶלָּא כְּמֵשִׁיב אֲבֵידָה, וּפָטוּר.

This dispute is as it is taught in a baraita that Rabbi Eliezer ben Ya’akov says: There are times when although no one claimed that another owes him money, a person takes an oath on the basis of his own claim. How so? If one says to another: Your father has one hundred dinars in my possession, but I provided him with repayment of half that amount, he is required to take an oath that he repaid half, and that is the case of one who takes an oath on the basis of his own claim. And the Rabbis say: In that case he is merely the equivalent of one returning a lost article, and is exempt from taking an oath.

וְרַבִּי אֱלִיעֶזֶר בֶּן יַעֲקֹב לֵית לֵיהּ מֵשִׁיב אֲבֵידָה פָּטוּר? אָמַר רַב: בְּטוֹעֲנוֹ קָטָן. וְהָאָמַר מָר: אֵין נִשְׁבָּעִין עַל טַעֲנַת חֵרֵשׁ שׁוֹטֶה וְקָטָן!

The Gemara asks: And is Rabbi Eliezer ben Ya’akov not of the opinion that one who returns a lost article is exempt from taking an oath that he did not take part of the sum? He returns what he admitted taking without an oath. Rav says: The baraita is referring to a case where a minor makes a claim against him. The lender’s minor son claims that the borrower did not repay any part of the loan to his father. The borrower’s claim comes in response to that claim. Therefore, his admission is not at all comparable to returning a lost article. The Gemara asks: But didn’t the Master say: One does not take an oath on the basis of the claim of a deaf-mute, an imbecile, or a minor? Due to their lack of cognition, they are not deemed halakhically competent to require another to take an oath based on their claim.

מַאי קָטָן — גָּדוֹל. וְאַמַּאי קָרֵי לֵיהּ קָטָן — דִּלְגַבֵּי מִילֵּי דְאָבִיו, קָטָן הוּא. אִי הָכִי: טַעֲנַת עַצְמוֹ? טַעֲנַת אֲחֵרִים הִיא! טַעֲנַת אֲחֵרִים, וְהוֹדָאַת עַצְמוֹ.

The Gemara answers: In Rav’s statement, what is the meaning of minor? It means one who reached majority, and is therefore halakhically competent. And why does Rav call him a minor? It is due to the fact that with regard to his father’s matters, he is the equivalent of a minor, as he is uncertain about the particulars of his father’s dealings. If so, i.e., that the son making the claim has already reached majority, the language of the baraita is imprecise. Why does the tanna refer to this case as one taking an oath on the basis of his own claim? This is not his own claim; it is the claim of others. The Gemara answers: The baraita employed that language for the following reason: It is the claim of others, but he is taking an oath on the basis of his own partial admission.

כּוּלְּהִי טַעֲנָתָא, טַעֲנַת אֲחֵרִים וְהוֹדָאַת עַצְמוֹ נִינְהוּ!

The Gemara asks: All claims where an oath is required are cases of a claim of others and his own admission. However, in the baraita, Rabbi Eliezer ben Ya’akov introduces his opinion with the phrase: There are times, indicating that the case to which he is referring, that of one taking an oath on the basis of his own claim, is not the standard case of taking an oath.

אֶלָּא הָכָא בִּדְרַבָּה קָמִיפַּלְגִי. דְּאָמַר רַבָּה: מִפְּנֵי מָה אָמְרָה תּוֹרָה מוֹדֶה מִקְצָת הַטַּעֲנָה יִשָּׁבַע — חֲזָקָה אֵין אָדָם מֵעִיז פָּנָיו בִּפְנֵי בַּעַל חוֹבוֹ. וְהַאי בְּכוּלַּהּ בָּעֵי דְּלִכְפְּרֵיהּ, וְהַאי דְּלָא כְּפַר לֵיהּ — מִשּׁוּם דְּאֵין אָדָם מֵעִיז פָּנָיו הוּא.

Rather, the Gemara suggests an alternative explanation of the tannaitic dispute. Here, Rabbi Eliezer ben Ya’akov and the Rabbis disagree with regard to the statement of Rabba, as Rabba said: Why did the Torah say that one who makes a partial admission in response to the claim is required to take an oath? It is because there is a presumption that a person would not be so insolent in the presence of his creditor as to deny his debt. Presumably, this borrower who made a partial admission would have liked to deny the entire loan, and the fact that he did not deny the entire loan is due to the fact that a person would not be so insolent in the presence of his creditor.

וּבְכוּלַּהּ בָּעֵי דְּלוֹדֵי לֵיהּ. וְהַאי דְּלָא אוֹדִי לֵיהּ — כִּי הֵיכִי דְּלִישְׁתְּמִיט לֵיהּ, וְסָבַר: עַד דְּהָוֵה לִי זוּזֵי וּפָרַעְנָא לֵיהּ. וְרַחֲמָנָא אָמַר: רְמִי שְׁבוּעָה עֲלֵיהּ, כִּי הֵיכִי דְּלוֹדֵי לֵיהּ בְּכוּלֵּיהּ.

And, as a result, he would have liked to admit to him that he owes him the entire loan. And the reason that he did not admit to him that he owes him the entire loan is so that he may temporarily avoid paying him. And he rationalizes doing so, saying to himself: I am avoiding him only until the time that I have money, and then I will repay him. Due to the concern that the partial admission is motivated by that rationalization and the claim of the lender is true, the Merciful One says: Impose an oath upon him so that he will admit that he owes him the entire loan.

רַבִּי אֱלִיעֶזֶר בֶּן יַעֲקֹב סָבַר: לָא שְׁנָא בּוֹ וְלָא שְׁנָא בִּבְנוֹ, אֵינוֹ מֵעִיז, וְהִלְכָּךְ לָאו מֵשִׁיב אֲבֵידָה הָוֵי. וְרַבָּנַן סָבְרִי: בּוֹ הוּא דְּאֵינוֹ מֵעִיז, אֲבָל בִּבְנוֹ — מֵעִיז. וּמִדְּלֹא הֵעִיז — מֵשִׁיב אֲבֵידָה הָוֵי.

Rabbi Eliezer ben Ya’akov maintains: It is no different with regard to the creditor himself, and it is no different with regard to his son. The debtor would not be so insolent as to deny the debt. And therefore, he is not considered as one returning a lost article on his own initiative. Rather, he is considered as one who partially admits his debt in response to a claim, and is therefore required to take an oath. However, the Rabbis maintain: In the presence of the creditor one would not be insolent, but in the presence of his son, who did not lend him the money, he would be insolent and deny the claim entirely. Since he had the option of completely denying the loan and opted to admit to part of the claim, he is considered as one returning a lost article and his claim is accepted without an oath.

מַתְנִי׳ הָעֵדִים שֶׁאָמְרוּ: כְּתַב יָדֵינוּ הוּא זֶה, אֲבָל אֲנוּסִים הָיִינוּ, קְטַנִּים הָיִינוּ, פְּסוּלֵי עֵדוּת הָיִינוּ — הֲרֵי אֵלּוּ נֶאֱמָנִים. וְאִם יֵשׁ עֵדִים שֶׁהוּא כְּתַב יָדָם, אוֹ שֶׁהָיָה כְּתַב יָדָם יוֹצֵא מִמָּקוֹם אַחֵר — אֵינָן נֶאֱמָנִין.

MISHNA: With regard to the witnesses who said in their testimony to ratify their signatures in a document: We signed the document and this is our handwriting; however, we were compelled to sign, or we were minors when we signed, or we were disqualified witnesses, e.g., we are relatives of one of the parties, they are deemed credible. Since the document is ratified on the basis of their testimony, it is likewise invalidated on the basis of their testimony. However, if there are other witnesses who testify that it is their handwriting, or if their handwriting emerges on a document from another place, enabling confirmation of their signatures by comparing the two documents, then the witnesses who signed the document are not deemed credible. The document is not invalidated based on their testimony, because ratification of the document is not dependent on their testimony, as their signatures can be authenticated independently.

גְּמָ׳ אָמַר רָמֵי בַּר חָמָא: לֹא שָׁנוּ אֶלָּא שֶׁאָמְרוּ ״אֲנוּסִים הָיִינוּ מֵחֲמַת מָמוֹן״. אֲבָל ״אֲנוּסִים הָיִינוּ מֵחֲמַת נְפָשׁוֹת״ — הֲרֵי אֵלּוּ נֶאֱמָנִין.

GEMARA: With regard to the latter clause in the mishna, in which it is stated that if there is independent corroboration of the signatures of the witnesses the document is not invalidated based on their testimony, Rami bar Ḥama says: The Sages taught this halakha only in a case where they said: We were compelled to sign the document due to a monetary threat. Their testimony incriminates them, as they testified falsely for money, and the principle is: The testimony of one who incriminates himself is not accepted. However, if the witnesses said: We were compelled to sign the document due to a threat to our lives, they are deemed credible, as that testimony is not self-incriminating, since in that case it is permitted to testify falsely.

אֲמַר לֵיהּ רָבָא: כֹּל כְּמִינֵּיהּ?! כֵּיוָן שֶׁהִגִּיד — שׁוּב אֵינוֹ חוֹזֵר וּמַגִּיד. וְכִי תֵּימָא: הָנֵי מִילֵּי עַל פֶּה, אֲבָל בִּשְׁטָר — לָא, וְהָא אָמַר רֵישׁ לָקִישׁ: עֵדִים הַחֲתוּמִים עַל הַשְּׁטָר — נַעֲשָׂה כְּמִי שֶׁנֶּחְקְרָה עֵדוּתָן בְּבֵית דִּין!

Rava said to Rami bar Ḥama: Is it within their power to retract their testimony? There is a principle: Once a witness stated his testimony in court, he cannot again state testimony that contradicts his previous testimony. And if you say that this principle applies specifically to oral testimony, but with regard to testimony in a document, no, the principle does not apply and one may retract that testimony, didn’t Reish Lakish say: The legal status of witnesses who are signatories on the document becomes like those whose testimony was cross-examined in court. Therefore, just as one may not retract oral testimony, neither may he retract written testimony.

אֶלָּא, כִּי אִתְּמַר — אַרֵישָׁא אִתְּמַר: הֲרֵי אֵלּוּ נֶאֱמָנִין, אָמַר רָמֵי בַּר חָמָא: לֹא שָׁנוּ אֶלָּא שֶׁאָמְרוּ: אֲנוּסִין הָיִינוּ מֵחֲמַת נְפָשׁוֹת, אֲבָל אָמְרוּ: אֲנוּסִין הָיִינוּ מֵחֲמַת מָמוֹן — אֵין נֶאֱמָנִין. מַאי טַעְמָא: אֵין אָדָם מֵשִׂים עַצְמוֹ רָשָׁע.

Rather, when the statement of Rami bar Ḥama is stated, it is stated with regard to the first clause of the mishna, that if there is no independent corroboration of their signatures they are deemed credible. Rami bar Ḥama said: The Sages taught this halakha only in a case where the witnesses said: We were compelled to sign the document due to a threat to our lives, as in that case they do not incriminate themselves. However, if the witnesses said: We were compelled to sign the document due to a monetary threat, they are not deemed credible. What is the reason that they are not deemed credible? It is based on the principle: One does not render himself wicked, and self-incriminating testimony is not accepted.

תָּנוּ רַבָּנַן: אֵין נֶאֱמָנִים לְפוֹסְלוֹ, דִּבְרֵי רַבִּי מֵאִיר. וַחֲכָמִים אוֹמְרִים: נֶאֱמָנִים. בִּשְׁלָמָא לְרַבָּנַן כִּי טַעְמַיְיהוּ, שֶׁהַפֶּה שֶׁאָסַר הוּא הַפֶּה שֶׁהִתִּיר. אֶלָּא לְרַבִּי מֵאִיר, מַאי טַעְמָא? בִּשְׁלָמָא פְּסוּלֵי עֵדוּת, מַלְוֶה גּוּפֵיהּ מֵעִיקָּרָא מִידָּק דָּיֵיק וּמַחְתֵּם. קְטַנִּים נָמֵי, כִּדְרַבִּי שִׁמְעוֹן בֶּן לָקִישׁ. דְּאָמַר רֵישׁ לָקִישׁ:

§ The Sages taught: Witnesses who testify to invalidate their signatures on a document are not deemed credible to invalidate the document; this is the statement of Rabbi Meir. And the Rabbis say: They are deemed credible. The Gemara asks: Granted, according to the Rabbis, their opinion corresponds to their reasoning stated previously: The mouth that prohibited it, i.e., ratified the document, is the mouth that permitted it, i.e., invalidated the promissory note. However, according to Rabbi Meir, what is the reason that their testimony to invalidate the document is not accepted? Granted, their testimony that they were disqualified witnesses is not accepted, as the lender himself initially ascertains that the witnesses are fit to testify and only then signs them on the document. Similarly, according to Rabbi Meir, their testimony that they were minors is also not accepted, in accordance with the statement of Rabbi Shimon ben Lakish, as Reish Lakish said:

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I heard about the syium in January 2020 & I was excited to start learning then the pandemic started. Learning Daf became something to focus on but also something stressful. As the world changed around me & my family I had to adjust my expectations for myself & the world. Daf Yomi & the Hadran podcast has been something I look forward to every day. It gives me a moment of centering & Judaism daily.

Talia Haykin
Talia Haykin

Denver, United States

It’s hard to believe it has been over two years. Daf yomi has changed my life in so many ways and has been sustaining during this global sea change. Each day means learning something new, digging a little deeper, adding another lens, seeing worlds with new eyes. Daf has also fostered new friendships and deepened childhood connections, as long time friends have unexpectedly become havruta.

Joanna Rom
Joanna Rom

Northwest Washington, United States

Years ago, I attended the local Siyum HaShas with my high school class. It was inspiring! Through that cycle and the next one, I studied masekhtot on my own and then did “daf yomi practice.” The amazing Hadran Siyum HaShas event firmed my resolve to “really do” Daf Yomi this time. It has become a family goal. We’ve supported each other through challenges, and now we’re at the Siyum of Seder Moed!

Elisheva Brauner
Elisheva Brauner

Jerusalem, Israel

See video

Susan Fisher
Susan Fisher

Raanana, Israel

I started learning the daf during Covid. I’d always wanted to learn Talmud but that wasn’t an option for girls in the small town I grew up in and I struggled to help my younger kids with Hebrew homework let alone read a Hebrew text. I decided to start small by listening to the daf podcast on the way to work each morning. Then I joined the Long Island WhatsApp group. Now I go to the siyyums.

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Shoshana Bazini

Long Island, United States

I had dreamed of doing daf yomi since I had my first serious Talmud class 18 years ago at Pardes with Rahel Berkovitz, and then a couple of summers with Leah Rosenthal. There is no way I would be able to do it without another wonderful teacher, Michelle, and the Hadran organization. I wake up and am excited to start each day with the next daf.

Beth Elster
Beth Elster

Irvine, United States

I started learning daf yomi at the beginning of this cycle. As the pandemic evolved, it’s been so helpful to me to have this discipline every morning to listen to the daf podcast after I’ve read the daf; learning about the relationships between the rabbis and the ways they were constructing our Jewish religion after the destruction of the Temple. I’m grateful to be on this journey!

Mona Fishbane
Mona Fishbane

Teaneck NJ, United States

תמיד רציתי. למדתי גמרא בבית ספר בטורונטו קנדה. עליתי ארצה ולמדתי שזה לא מקובל. הופתעתי.
יצאתי לגימלאות לפני שנתיים וזה מאפשר את המחוייבות לדף יומי.
עבורי ההתמדה בלימוד מעגן אותי בקשר שלי ליהדות. אני תמיד מחפשת ותמיד. מוצאת מקור לקשר. ללימוד חדש ומחדש. קשר עם נשים לומדות מעמיק את החוויה ומשמעותית מאוד.

Vitti Kones
Vitti Kones

מיתר, ישראל

After experiences over the years of asking to join gemara shiurim for men and either being refused by the maggid shiur or being the only women there, sometimes behind a mechitza, I found out about Hadran sometime during the tail end of Masechet Shabbat, I think. Life has been much better since then.

Madeline Cohen
Madeline Cohen

London, United Kingdom

I learned Mishnayot more than twenty years ago and started with Gemara much later in life. Although I never managed to learn Daf Yomi consistently, I am learning since some years Gemara in depth and with much joy. Since last year I am studying at the International Halakha Scholars Program at the WIHL. I often listen to Rabbanit Farbers Gemara shiurim to understand better a specific sugyiah. I am grateful for the help and inspiration!

Shoshana Ruerup
Shoshana Ruerup

Berlin, Germany

I started learning daf in January, 2020, being inspired by watching the Siyyum Hashas in Binyanei Haumah. I wasn’t sure I would be able to keep up with the task. When I went to school, Gemara was not an option. Fast forward to March, 2022, and each day starts with the daf. The challenge is now learning the intricacies of delving into the actual learning. Hadran community, thank you!

Rochel Cheifetz
Rochel Cheifetz

Riverdale, NY, United States

I learned Talmud as a student in Yeshivat Ramaz and felt at the time that Talmud wasn’t for me. After reading Ilana Kurshan’s book I was intrigued and after watching the great siyum in Yerushalayim it ignited the spark to begin this journey. It has been a transformative life experience for me as a wife, mother, Savta and member of Klal Yisrael.
Elana Storch
Elana Storch

Phoenix, Arizona, United States

I had tried to start after being inspired by the hadran siyum, but did not manage to stick to it. However, just before masechet taanit, our rav wrote a message to the shul WhatsApp encouraging people to start with masechet taanit, so I did! And this time, I’m hooked! I listen to the shiur every day , and am also trying to improve my skills.

Laura Major
Laura Major

Yad Binyamin, Israel

Attending the Siyyum in Jerusalem 26 months ago inspired me to become part of this community of learners. So many aspects of Jewish life have been illuminated by what we have learned in Seder Moed. My day is not complete without daf Yomi. I am so grateful to Rabbanit Michelle and the Hadran Community.

Nancy Kolodny
Nancy Kolodny

Newton, United States

3 years ago, I joined Rabbanit Michelle to organize the unprecedented Siyum HaShas event in Jerusalem for thousands of women. The whole experience was so inspiring that I decided then to start learning the daf and see how I would go…. and I’m still at it. I often listen to the Daf on my bike in mornings, surrounded by both the external & the internal beauty of Eretz Yisrael & Am Yisrael!

Lisa Kolodny
Lisa Kolodny

Raanana, Israel

Ketubot 18

דִּסְתַם יְהוּדָה וּגְלִיל כִּשְׁעַת חֵירוּם דָּמוּ.

The Gemara answers: The reason that the tanna cited specifically a case where each is located in a different land is that the standard situation with regard to travel between Judea and the Galilee is tantamount to a crisis period, as war was commonplace, and there was a strip of Samaritan territory between Judea and the Galilee.

וְלִיתְנֵי: מוֹדֶה רַבִּי יְהוֹשֻׁעַ בְּאוֹמֵר לַחֲבֵירוֹ ״מָנֶה לָוִיתִי מִמְּךָ וּפְרַעְתִּיו לָךְ״, שֶׁהוּא נֶאֱמָן! מִשּׁוּם דְּקָא בָּעֵי לְמִיתְנֵי סֵיפָא: אִם יֵשׁ עֵדִים שֶׁהוּא לָוָה מִמֶּנּוּ, וְהוּא אוֹמֵר: פְּרַעְתִּיו — אֵינוֹ נֶאֱמָן, וְהָא קַיְימָא לַן הַמַּלְוֶה אֶת חֲבֵירוֹ בְּעֵדִים — אֵינוֹ צָרִיךְ לְפׇרְעוֹ בְּעֵדִים.

The Gemara asks: And let the tanna teach in the mishna: And Rabbi Yehoshua concedes in a case where one says to another: I borrowed one hundred dinars from you and repaid the loan to you, that he is deemed credible. The Gemara answers: The tanna chose not to teach that case of the mouth that prohibited is the mouth that permitted due to the fact that the tanna wanted to teach in the latter clause: If there are witnesses that he borrowed money from another, and he says: I repaid the loan, he is not deemed credible. However, the tanna would not be able to distinguish between a case where witnesses testify and a case where there are no witnesses, as don’t we hold that in the case of one who lends money to another in the presence of witnesses, the borrower need not repay the loan in the presence of witnesses? Therefore, even if witnesses testify that he took the loan, his claim that he repaid the loan is accepted.

וְלִיתְנֵי: מוֹדֶה רַבִּי יְהוֹשֻׁעַ בְּאוֹמֵר לַחֲבֵירוֹ: מָנֶה לְאָבִיךְ בְּיָדִי, וְהֶאֱכַלְתִּיו פְּרָס — שֶׁהוּא נֶאֱמָן!

The Gemara asks: And let the tanna teach in the mishna: And Rabbi Yehoshua concedes in a case where one says to another: Your father has one hundred dinars in my possession in the form of a loan, but I provided him with repayment of half that amount, that his claim is deemed credible.

אַלִּיבָּא דְמַאן? אִי אַלִּיבָּא דְרַבָּנַן — הָא אָמְרִי מֵשִׁיב אֲבֵידָה הָוֵי. אִי אַלִּיבָּא דְּרַבִּי אֱלִיעֶזֶר בֶּן יַעֲקֹב — הָא אָמַר שְׁבוּעָה בָּעֵי.

The Gemara answers: There is a tannaitic dispute with regard to that case and the case that the Gemara suggested does not correspond to either opinion. In accordance with whose opinion would the mishna be taught? If it is in accordance with the opinion of the Rabbis, didn’t they say that in that case he is the equivalent of one returning a lost article? Since the son is unaware that the borrower owes his father money, and the borrower takes the initiative and admits that he owes part of the sum that he borrowed, it is as if he returned a lost article, and clearly his claim is accepted and no oath is required. And if it is in accordance with the opinion of Rabbi Eliezer ben Ya’akov, didn’t he say that in that case the borrower is required to take an oath, and only then is his claim accepted?

דְּתַנְיָא, רַבִּי אֱלִיעֶזֶר בֶּן יַעֲקֹב אוֹמֵר: פְּעָמִים שֶׁאָדָם נִשְׁבָּע עַל טַעֲנַת עַצְמוֹ. כֵּיצַד? ״מָנֶה לְאָבִיךְ בְּיָדִי וְהֶאֱכַלְתִּיו פְּרָס״ — הֲרֵי זֶה נִשְׁבָּע, וְזֶהוּ שֶׁנִּשְׁבָּע עַל טַעֲנַת עַצְמוֹ. וַחֲכָמִים אוֹמְרִים: אֵינוֹ אֶלָּא כְּמֵשִׁיב אֲבֵידָה, וּפָטוּר.

This dispute is as it is taught in a baraita that Rabbi Eliezer ben Ya’akov says: There are times when although no one claimed that another owes him money, a person takes an oath on the basis of his own claim. How so? If one says to another: Your father has one hundred dinars in my possession, but I provided him with repayment of half that amount, he is required to take an oath that he repaid half, and that is the case of one who takes an oath on the basis of his own claim. And the Rabbis say: In that case he is merely the equivalent of one returning a lost article, and is exempt from taking an oath.

וְרַבִּי אֱלִיעֶזֶר בֶּן יַעֲקֹב לֵית לֵיהּ מֵשִׁיב אֲבֵידָה פָּטוּר? אָמַר רַב: בְּטוֹעֲנוֹ קָטָן. וְהָאָמַר מָר: אֵין נִשְׁבָּעִין עַל טַעֲנַת חֵרֵשׁ שׁוֹטֶה וְקָטָן!

The Gemara asks: And is Rabbi Eliezer ben Ya’akov not of the opinion that one who returns a lost article is exempt from taking an oath that he did not take part of the sum? He returns what he admitted taking without an oath. Rav says: The baraita is referring to a case where a minor makes a claim against him. The lender’s minor son claims that the borrower did not repay any part of the loan to his father. The borrower’s claim comes in response to that claim. Therefore, his admission is not at all comparable to returning a lost article. The Gemara asks: But didn’t the Master say: One does not take an oath on the basis of the claim of a deaf-mute, an imbecile, or a minor? Due to their lack of cognition, they are not deemed halakhically competent to require another to take an oath based on their claim.

מַאי קָטָן — גָּדוֹל. וְאַמַּאי קָרֵי לֵיהּ קָטָן — דִּלְגַבֵּי מִילֵּי דְאָבִיו, קָטָן הוּא. אִי הָכִי: טַעֲנַת עַצְמוֹ? טַעֲנַת אֲחֵרִים הִיא! טַעֲנַת אֲחֵרִים, וְהוֹדָאַת עַצְמוֹ.

The Gemara answers: In Rav’s statement, what is the meaning of minor? It means one who reached majority, and is therefore halakhically competent. And why does Rav call him a minor? It is due to the fact that with regard to his father’s matters, he is the equivalent of a minor, as he is uncertain about the particulars of his father’s dealings. If so, i.e., that the son making the claim has already reached majority, the language of the baraita is imprecise. Why does the tanna refer to this case as one taking an oath on the basis of his own claim? This is not his own claim; it is the claim of others. The Gemara answers: The baraita employed that language for the following reason: It is the claim of others, but he is taking an oath on the basis of his own partial admission.

כּוּלְּהִי טַעֲנָתָא, טַעֲנַת אֲחֵרִים וְהוֹדָאַת עַצְמוֹ נִינְהוּ!

The Gemara asks: All claims where an oath is required are cases of a claim of others and his own admission. However, in the baraita, Rabbi Eliezer ben Ya’akov introduces his opinion with the phrase: There are times, indicating that the case to which he is referring, that of one taking an oath on the basis of his own claim, is not the standard case of taking an oath.

אֶלָּא הָכָא בִּדְרַבָּה קָמִיפַּלְגִי. דְּאָמַר רַבָּה: מִפְּנֵי מָה אָמְרָה תּוֹרָה מוֹדֶה מִקְצָת הַטַּעֲנָה יִשָּׁבַע — חֲזָקָה אֵין אָדָם מֵעִיז פָּנָיו בִּפְנֵי בַּעַל חוֹבוֹ. וְהַאי בְּכוּלַּהּ בָּעֵי דְּלִכְפְּרֵיהּ, וְהַאי דְּלָא כְּפַר לֵיהּ — מִשּׁוּם דְּאֵין אָדָם מֵעִיז פָּנָיו הוּא.

Rather, the Gemara suggests an alternative explanation of the tannaitic dispute. Here, Rabbi Eliezer ben Ya’akov and the Rabbis disagree with regard to the statement of Rabba, as Rabba said: Why did the Torah say that one who makes a partial admission in response to the claim is required to take an oath? It is because there is a presumption that a person would not be so insolent in the presence of his creditor as to deny his debt. Presumably, this borrower who made a partial admission would have liked to deny the entire loan, and the fact that he did not deny the entire loan is due to the fact that a person would not be so insolent in the presence of his creditor.

וּבְכוּלַּהּ בָּעֵי דְּלוֹדֵי לֵיהּ. וְהַאי דְּלָא אוֹדִי לֵיהּ — כִּי הֵיכִי דְּלִישְׁתְּמִיט לֵיהּ, וְסָבַר: עַד דְּהָוֵה לִי זוּזֵי וּפָרַעְנָא לֵיהּ. וְרַחֲמָנָא אָמַר: רְמִי שְׁבוּעָה עֲלֵיהּ, כִּי הֵיכִי דְּלוֹדֵי לֵיהּ בְּכוּלֵּיהּ.

And, as a result, he would have liked to admit to him that he owes him the entire loan. And the reason that he did not admit to him that he owes him the entire loan is so that he may temporarily avoid paying him. And he rationalizes doing so, saying to himself: I am avoiding him only until the time that I have money, and then I will repay him. Due to the concern that the partial admission is motivated by that rationalization and the claim of the lender is true, the Merciful One says: Impose an oath upon him so that he will admit that he owes him the entire loan.

רַבִּי אֱלִיעֶזֶר בֶּן יַעֲקֹב סָבַר: לָא שְׁנָא בּוֹ וְלָא שְׁנָא בִּבְנוֹ, אֵינוֹ מֵעִיז, וְהִלְכָּךְ לָאו מֵשִׁיב אֲבֵידָה הָוֵי. וְרַבָּנַן סָבְרִי: בּוֹ הוּא דְּאֵינוֹ מֵעִיז, אֲבָל בִּבְנוֹ — מֵעִיז. וּמִדְּלֹא הֵעִיז — מֵשִׁיב אֲבֵידָה הָוֵי.

Rabbi Eliezer ben Ya’akov maintains: It is no different with regard to the creditor himself, and it is no different with regard to his son. The debtor would not be so insolent as to deny the debt. And therefore, he is not considered as one returning a lost article on his own initiative. Rather, he is considered as one who partially admits his debt in response to a claim, and is therefore required to take an oath. However, the Rabbis maintain: In the presence of the creditor one would not be insolent, but in the presence of his son, who did not lend him the money, he would be insolent and deny the claim entirely. Since he had the option of completely denying the loan and opted to admit to part of the claim, he is considered as one returning a lost article and his claim is accepted without an oath.

מַתְנִי׳ הָעֵדִים שֶׁאָמְרוּ: כְּתַב יָדֵינוּ הוּא זֶה, אֲבָל אֲנוּסִים הָיִינוּ, קְטַנִּים הָיִינוּ, פְּסוּלֵי עֵדוּת הָיִינוּ — הֲרֵי אֵלּוּ נֶאֱמָנִים. וְאִם יֵשׁ עֵדִים שֶׁהוּא כְּתַב יָדָם, אוֹ שֶׁהָיָה כְּתַב יָדָם יוֹצֵא מִמָּקוֹם אַחֵר — אֵינָן נֶאֱמָנִין.

MISHNA: With regard to the witnesses who said in their testimony to ratify their signatures in a document: We signed the document and this is our handwriting; however, we were compelled to sign, or we were minors when we signed, or we were disqualified witnesses, e.g., we are relatives of one of the parties, they are deemed credible. Since the document is ratified on the basis of their testimony, it is likewise invalidated on the basis of their testimony. However, if there are other witnesses who testify that it is their handwriting, or if their handwriting emerges on a document from another place, enabling confirmation of their signatures by comparing the two documents, then the witnesses who signed the document are not deemed credible. The document is not invalidated based on their testimony, because ratification of the document is not dependent on their testimony, as their signatures can be authenticated independently.

גְּמָ׳ אָמַר רָמֵי בַּר חָמָא: לֹא שָׁנוּ אֶלָּא שֶׁאָמְרוּ ״אֲנוּסִים הָיִינוּ מֵחֲמַת מָמוֹן״. אֲבָל ״אֲנוּסִים הָיִינוּ מֵחֲמַת נְפָשׁוֹת״ — הֲרֵי אֵלּוּ נֶאֱמָנִין.

GEMARA: With regard to the latter clause in the mishna, in which it is stated that if there is independent corroboration of the signatures of the witnesses the document is not invalidated based on their testimony, Rami bar Ḥama says: The Sages taught this halakha only in a case where they said: We were compelled to sign the document due to a monetary threat. Their testimony incriminates them, as they testified falsely for money, and the principle is: The testimony of one who incriminates himself is not accepted. However, if the witnesses said: We were compelled to sign the document due to a threat to our lives, they are deemed credible, as that testimony is not self-incriminating, since in that case it is permitted to testify falsely.

אֲמַר לֵיהּ רָבָא: כֹּל כְּמִינֵּיהּ?! כֵּיוָן שֶׁהִגִּיד — שׁוּב אֵינוֹ חוֹזֵר וּמַגִּיד. וְכִי תֵּימָא: הָנֵי מִילֵּי עַל פֶּה, אֲבָל בִּשְׁטָר — לָא, וְהָא אָמַר רֵישׁ לָקִישׁ: עֵדִים הַחֲתוּמִים עַל הַשְּׁטָר — נַעֲשָׂה כְּמִי שֶׁנֶּחְקְרָה עֵדוּתָן בְּבֵית דִּין!

Rava said to Rami bar Ḥama: Is it within their power to retract their testimony? There is a principle: Once a witness stated his testimony in court, he cannot again state testimony that contradicts his previous testimony. And if you say that this principle applies specifically to oral testimony, but with regard to testimony in a document, no, the principle does not apply and one may retract that testimony, didn’t Reish Lakish say: The legal status of witnesses who are signatories on the document becomes like those whose testimony was cross-examined in court. Therefore, just as one may not retract oral testimony, neither may he retract written testimony.

אֶלָּא, כִּי אִתְּמַר — אַרֵישָׁא אִתְּמַר: הֲרֵי אֵלּוּ נֶאֱמָנִין, אָמַר רָמֵי בַּר חָמָא: לֹא שָׁנוּ אֶלָּא שֶׁאָמְרוּ: אֲנוּסִין הָיִינוּ מֵחֲמַת נְפָשׁוֹת, אֲבָל אָמְרוּ: אֲנוּסִין הָיִינוּ מֵחֲמַת מָמוֹן — אֵין נֶאֱמָנִין. מַאי טַעְמָא: אֵין אָדָם מֵשִׂים עַצְמוֹ רָשָׁע.

Rather, when the statement of Rami bar Ḥama is stated, it is stated with regard to the first clause of the mishna, that if there is no independent corroboration of their signatures they are deemed credible. Rami bar Ḥama said: The Sages taught this halakha only in a case where the witnesses said: We were compelled to sign the document due to a threat to our lives, as in that case they do not incriminate themselves. However, if the witnesses said: We were compelled to sign the document due to a monetary threat, they are not deemed credible. What is the reason that they are not deemed credible? It is based on the principle: One does not render himself wicked, and self-incriminating testimony is not accepted.

תָּנוּ רַבָּנַן: אֵין נֶאֱמָנִים לְפוֹסְלוֹ, דִּבְרֵי רַבִּי מֵאִיר. וַחֲכָמִים אוֹמְרִים: נֶאֱמָנִים. בִּשְׁלָמָא לְרַבָּנַן כִּי טַעְמַיְיהוּ, שֶׁהַפֶּה שֶׁאָסַר הוּא הַפֶּה שֶׁהִתִּיר. אֶלָּא לְרַבִּי מֵאִיר, מַאי טַעְמָא? בִּשְׁלָמָא פְּסוּלֵי עֵדוּת, מַלְוֶה גּוּפֵיהּ מֵעִיקָּרָא מִידָּק דָּיֵיק וּמַחְתֵּם. קְטַנִּים נָמֵי, כִּדְרַבִּי שִׁמְעוֹן בֶּן לָקִישׁ. דְּאָמַר רֵישׁ לָקִישׁ:

§ The Sages taught: Witnesses who testify to invalidate their signatures on a document are not deemed credible to invalidate the document; this is the statement of Rabbi Meir. And the Rabbis say: They are deemed credible. The Gemara asks: Granted, according to the Rabbis, their opinion corresponds to their reasoning stated previously: The mouth that prohibited it, i.e., ratified the document, is the mouth that permitted it, i.e., invalidated the promissory note. However, according to Rabbi Meir, what is the reason that their testimony to invalidate the document is not accepted? Granted, their testimony that they were disqualified witnesses is not accepted, as the lender himself initially ascertains that the witnesses are fit to testify and only then signs them on the document. Similarly, according to Rabbi Meir, their testimony that they were minors is also not accepted, in accordance with the statement of Rabbi Shimon ben Lakish, as Reish Lakish said:

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